- Spend 20 years as a youth in learning. (Warren Buffett bought his first share of stock at age 11 — and says he wishes that he had started earlier.)
- Spend 20 years investing in the sound new ideas of the day.
- Spend 20 more years building a solid portfolio (for retirement).
- And then spend the next 20 years blowing it! (Aim for your balance sheet to hit $1,000 on the day the angels come for you.)